Affordable short term car insurance in South Africa for those who need temporary cover for things like the use of courtesy vehicles or to add temporary additional drivers to a policy is a solution that can be obtained without the risk of losing a no-claims bonus.
This kind of cover is ideal in situations such as when a vehicle has been stolen and temporary cover is needed for a few weeks or months. Or in a case where another person needs to drive your automobile just for a few days or so. Even though it may be temporary, it will still cover the important things such as loss, liabilities, damage and more.
As with normal types of policies, a short term car insurance policy is based on your gender, age, neighbourhood you live in, security and other factors attached to your risk profile and premiums will be calculated accordingly.
The fact that there are many companies in SA offering this cover means that premium costs will vary so if you are looking for the cheapest possible quote it maybe worth filling in the simple application form associated with the Hippo Insurance quotes comparison facility online. This can be found over at their website at hippo.co.za and will allow you to compare quotations from some of the country’s leading providers.
Temporary policies are also very handy for when overseas visitors come to stay and may want to do some driving themselves. Almost all South African insurers will be able to offer a few different types of temporary solutions to ensure your visitors are fully covered while driving anywhere on the roads around the country.
Companies in South Africa Offering Budget Motor Vehicle Cover
AA Car Insurance
Cover offered by the Automobile Association in South Africa for people who want peace of mind cover is a solution that can suit anybodies needs. They offer competitive prices on the premiums and are a reputable and established quality brand that is trusted not only in SA but worldwide.
Offering easy to understand policies with transparency on all terms and conditions and no deceptive small print, this automobile insurer will look after your needs and requirements at a price that will not force you to have to take out a second mortgage on your house!
Among the packages that the AA car insurance provides are vehicle theft cover, breakdowns and servicing. If your vehicle is stolen and/or damaged in a motor accident and you are insured with this company then rest assured your claim will be taken care of quickly and efficiently by one of their capable employees.
On comprehensive motor cover packages the company pays for installing any vehicle tracking device necessary and will offer clients the option of paying monthly installments as part of the premium. In a society where vehicle theft and hijacking is on the increase it is essential that tracking is fitted in order to be covered comprehensively.
If you are looking at ways and need to save money on monthly expenses then opting for a solution with this well respected company could be the answer. Their quotes and prices have been known to surprise South Africans and are often cheaper than some of the more commonly used and better known companies in the country.
They are well established and know the motor industry better than most having been dealing with millions of satisfied clients for year after year. If you need a cheap solution with a fully qualified company to handle your motor cover needs then the AA car insurance company should be on your list of companies to get quotes from.
Santam Multi Motor Car Insurance
Probably one of the most trusted policies for you to use when you are looking for motor vehicle cover. You can choose a policy that is affordable for you and the one that offers you the most important benefits. Make sure you can easily afford the premiums and won’t have any trouble paying your insurance every month.
If you want the policy that will benefits you the most and have you covered for just about anything, you will want to look into the
comprehensive option. Even though this is the more expensive motor vehicle cover, it offers the most benefits.
There are many different companies that you can choose from when it comes to car insurance, but when you choose to make use of Santam MultiMotor car insurance, you will not regret your decision. They offer some of the most affordable premiums and their comprehensive insurance gives you everything.
You can also get what is called optional cover, which will include things like sun roofs, wheel mags, tow-bars etc so that you can ensure everything in your vehicle is covered. There is no need for you to leave anything out, you didn’t get those mags on your wheels for free, so make sure they are covered too.
As your needs change, MultiMotor will adjust their services to offer you exactly what you need. You never have to pay more than your insurance is and you only pay for the cover that you are in need of. You will always get value for your money and your policy will be nicely personalized so that it suits all of your individual needs.
Motor Cover From Absa Bank
To get car insurance cover with ABSA Bank SA means that you will have to look at the different packages available and see which is the most affordable to cover your vehicle. There are many different packages for you to choose from, but if you just want the whole deal, the most efficient package, again you will go for the comprehensive one.
ABSA is a financial provider, one of the most popular in SA to be exact, so you know that you can’t go wrong by choosing them to use when you want to have your car insured. They are professional and can definitely be trusted to make sure your car is covered when you need it most.
There are more than a handful of companies for you to use when you need car insurance, but car insurance cover with ABSA Bank SA, you know that you are getting a policy you can rely on. They are a financial provider among many, but they offer the most affordable options for you to ensure that your vehicle is covered.
Policies Exclusively For Women
Car insurance quotes in South Africa specifically for the woman driver are available to compare from specific companies that deal in tailor made packages.
This kind of thing has caused a little controversy over the years with the question often asked, why do you need a woman’s only insurance company? Well research has actually proven that the ladies are indeed better and more careful drivers than their male counterparts so there is a substantial market in the industry to offer vehicle cover exclusively for females.
Amongst companies that offer women’s car insurance in South Africa is the popular 1st for women company. This provider offers similar packages and policies that any driver would be able to sign up for at just about any provider in the country except it is obviously just for the ladies.
The usual third party, third party fire and theft and comprehensive cover policies are available to female drivers and with our knowledge and experience over the years we certainly would not recommend that anybody, male or female, sign up for any kind of cover less than fully comprehensive.
In this country you need to expect the unexpected and be covered for any kind of instance and type of situation. It is of no benefit to you as a road user if you are involved in an accident if all that is covered by your policy is the other persons vehicle repairs.
Ladies can get some cheap deals on insurance these days and it is well worth shopping around for several quotes online to compare between providers and policies. If you are a female South African road user in need of reliable insurance for your automobile then do a little research into the few companies that offer this kind of cover exclusively.
Saving Cash on Motor Cover
Whether the country is in a financial crisis or not, it is always a good thing to try and cut down monthly expenses and in many cases people can save money by changing their policy or opting to change insurer.
The key is to get the same type of motor cover when opting for a different company to provide you at a cheaper price than you are currently paying.
Obtaining comprehensive budget insurence in South Africa is simply a matter of filling in online quote application forms to request quotations for motor vehicle cover. Once you have a selection of competitive quotes you can then compare policies and prices to make sure you get a better and cheaper deal when you have made the decision to change providers.
A quick phone call to the insurer of your choice and within no time you can be saving money on your monthly premiums.
Exactly how much money you can save will depend upon a number of factors. People driving large 4×4 vehicles or expensive new cars can often end up saving a few hundred rand on their policy each month with a little research and effort. Cheap is not always best though so be careful you know what you are getting when changing companies and be sure to read any fine print before signing up for a new policy.
Those that have not renewed policies or changed insurers for a good number of years will be the most likely candidates to save money on the budget insurence packages available from companies in South Africa.